Prior Authorization, Step Therapy, and Drug Affordability
Prior authorization and step therapy are insurance processes that can affect whether a medication is covered and how much the patient pays. These requirements can delay treatment and create confusion, especially when the patient learns about them at the pharmacy...Manufacturer Coupons and Drug Affordability
Manufacturer coupons can make some brand-name prescriptions more affordable at the counter. They may be especially helpful when a patient starts a new brand medication and faces a high copay. However, coupons often have eligibility rules, limits, and expiration dates....Drug Discount Cards and Drug Affordability: What Patients Should Know
Drug discount cards are widely advertised as a way to lower prescription costs. For some medications, they can reduce the cash price at participating pharmacies. For other medications, the savings may be limited or the price may still be higher than another option....Can 90-Day Supplies Help With Drug Affordability?
A 90-day supply can be a useful drug affordability tool for stable maintenance medications. It may reduce refill trips, improve convenience, and sometimes lower the cost per month. However, it can also create a higher upfront expense, so patients should compare...Questions to Ask Your Pharmacist About Drug Affordability
Pharmacists are an important resource for drug affordability. They understand medication forms, generic options, refill timing, and pharmacy pricing. Patients do not need to know every technical detail before asking for help; they only need to explain that cost is a...
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